Monday, May 28, 2007

Online Bank

Benefits Of Online Banking

More Free. Fast. Secure.

It's FREE. We don't charge for online banking or to pay bills online from a Bank checking account.

It's FAST. There's no complicated software to download or learn. Just register and set up your user name and password, and you're ready to go!

it's SECURE. You can bank online ecurity features are designed to guard your personal information. In the unlikely event that a fraudulent online banking transaction occurs while on our site

Reasons to sign up for Online Banking

Get account information at your convenience
Why wait for paper statements to balance your checkbook? With Personal Online Banking, you can:

* See account details for your eligible checking, savings, CD, loan, line of credit and mortgage accounts.
* Check account balances and payment history.
* Transfer funds between eligible Washington Mutual deposit accounts—and schedule future transfers.
* Download account information to Personal Financial Management software, such as Quicken® or Microsoft® Money.
* Save shredding time (and trees)—if you sign up to receive Online Statements, you can opt to stop getting paper statements in the mail.

Pay bills online—free of fees
Kick the check-writing habit—and kiss envelopes, stamps and stacks of paper goodbye. With our online Personal Bill Pay® service, you can:

* Pay virtually anyone in the United States from your eligible checking account.
* Schedule payments in advance—both one-time and recurring payments.
* Pay multiple bills quickly, from the same screen.
* See 18 months of your bill payment history.
* Get a great deal—no matter how many bills you pay each month, Personal Bill Pay service is free (subject to funds availability, of course).

Pay bills on time—guaranteed
You won't have to worry about bill payments being late with our Personal Bill Pay service. When you initiate your payment four business days before the due date, you get our On Time Guarantee. To take part, just remember to:

* Schedule the first Payment to each Payee four (4) business days before the due date.
* Schedule the next payments two (2) Business Days before the due date for a Payment that is made electronically and four (4) Business Days before the due date for a Payment made by check.
* You will know whether the On Time Guarantee is two (2) business days or four (4) business days before the due date by the Estimated Due Date (Deliver By Date) shown at the time you schedule your payment. (Due date does not include grace period, if any).
* Provide accurate payment instructions.
* Make sure you have available funds in your account to cover the payment.
* Not make a "restricted" payment, such as a court-ordered tax, securities settlement or international payment.

Please see our Online Banking Terms & Conditions for full details.

Service your accounts
No more mail, phone calls or trips to the bank to service your accounts. Instead, you can just log on to:

* Order new checks—even order different styles for your checking account!
* Stop a payment on a deposit account check.
* Order copies of checks or paper statements.
* Update your address.
* Send secure online messages to Washington Mutual.

Online Loans

Finding a loan

Online loans are common these days and often promise all sorts of benefits compared to the traditional high street bank loans. Just read on for our guide to online loans and how you can benefit from borrowing online.
The benefits of online loans

Lenders who do not have branches and only offer online loans often promise lower interest rates than high street banks and building societies. This is because they have fewer overheads and can pass their savings directly to their customers. Some high street banks also offer online loans, which work in the same way. Paying your monthly repayments by Direct Debit will often accompany a lower interest rate.

Online loans enable you to check your current balance online. Updating or changing details is also often far easier as you do not have to go into your local branch, you simply have to go online, log in and enter your new details.
Compare all the online loans around and save money

Once you've had a look at what's around, you'll need to compare the online loans available to discover which one is best for you. Some online loans offer an APR of around 6%, but with others you could pay over 30% on your borrowed cash. It's worth shopping around to make sure you're making the right choice.

Online Stock Trading

The Benefits Of Online Stock Market Trading

Regardless of whether you are an experienced stock trader or new to trading stock, you may never have experienced the joy of stock trading online. If that's the case, and you are currently thinking of trading online, you may want to know what all the fuss is about! To help you understand, the following are just some of the benefits of online stock market trading:

Commissions
One of the biggest, if not the biggest, benefit of trading stocks online is the reduced stock broker commissions you�ll be expected to pay. In most cases, when trading stock online, brokers will charge you a commission of between $7 and $10 per trade. However, if you trade in sufficiently large enough volume, it is possible for you to negotiate with your broker so that these brokers� fees can be as low as $0.01 of the transaction value.

Control
When you use a broker in the real world you may find that your broker will not agree to execute a trade, believing your decision to buy or sell the stock in question is flawed. When you trade stock online this is no longer a problem, your broker has no input as to when you buy and sell stock � you do!

Portfolio
In the real world some brokers will not buy certain stock � for example, some penny stocks. This may limit the stock you are able to have as part of your investment portfolio. However, when you trade online, subject to availability, you can trade in any stock - on any stock exchange - you want!

Information
With the use of computer software programs, you can use stock charts, technical indicators and real time stock prices to help you make the investment decision you want to make, when you want to make it.

Time
One of the essential elements about trading stock is the time it takes to execute the trade, as this can mean the difference between making a profit and making a loss. In the real world you have to phone your broker and ask him to sell/buy the stock. The broker then phones the trader, who gives the broker the price. The broker than tells you the price and you either agree to buy/sell or not to. If you agree to buy/sell, the trader then phones the order through to the trader. Online you push your mouse over a cursor and press buy/sell. A much quicker sell!

Volume
Assuming you are happy paying the commission, you can trade as large or small as you want over the Internet. In the real world, most brokers require a minimum buy/sell that is out of the reach of most individual traders.

Finally�
All in all, online stock trading is about �you�. It provides you with the opportunity to trade in stocks without having to pay large commissions while keeping control over your investment decisions.

Saturday, May 5, 2007

dell

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Friday, May 4, 2007

microsoft


Search Microsoft.com for:









Imagine the complexities of modern communications condensed into a seamless experience with one address book, one voice mail, and one login across every mode of communication. That's what Microsoft is doing.

We're combining e-mail, IM, voice, and video into a single, intuitive system built around people, not technology. And we're building it all into the Microsoft Office system the world knows and trusts.

Companies will replace conflicting systems with a single, unified communications platform that leverages their existing data and telecommunications infrastructure. IT departments will deliver more flexible, more secure communications, with simplified infrastructure that streamlines management and reduces total cost of ownership.

People-centric, integrated, secure communications that's the promise of Microsoft's vision for unified communications.

Jeff Raikes predicts significant VoIP solution-driven cost savings and widespread ability to make phone calls from Microsoft Office applications

In keynote address at VoiceCon Spring 2007, Jeff Raikes, President, Microsoft Business Division, announced the imminent release of Microsoft® Office Communications Server 2007 public beta, and outlined Microsoft's move to unify communications through software while eliminating VoIP barriers with enhanced VoIP solutions.


Watch the video
Read the press release

Microsoft Releases Interoperability Spec for Office Communications Server 2007



Click here to request the spec via email.

Nortel and Microsoft CEOs Outline Transformation of Business Communications

Ballmer, Zafirovski share joint road map for voice over Internet protocol and unified communications solutions.


Read more on Microsoft PressPass
Click here to watch the video

Microsoft and Nortel forge communications alliance

Nortel to bring unrivalled communications and integrated network services to Microsoft unified communications.


Read more on Microsoft PressPass
Click here to watch the video
Learn more about the Innovative Communications Alliance

Jeff Raikes announces Microsoft's strategy to deliver unified communications

Jeff Raikes, President, Microsoft Business Division and Anoop Gupta, Corporate Vice President, Unified Communications Group unveiled the Microsoft strategy for placing people at the center of communications.


Click here to watch the video

Magic Quadrant for unified communications, 2006(Gartner)

Microsoft is positioned in the leader's quadrant in Gartner's latest unified communications Magic Quadrant.


Read more


Press Releases



On December 11, 2006, Microsoft released Office Communications Server 2007 to 2,500 beta testers.
(Microsoft release)
Anoop Gupta, corporate VP of the Unified Communications Group at Microsoft, shares details about Office Communications Server 2007.
(Microsoft release)
Microsoft unified communications solutions to support speech recognition.
(Microsoft release)
Microsoft unveils unified communications product road map and partner ecosystem
(Microsoft release)
Global telecommunications providers to build innovative business IP phones on Microsoft's unified communications platform
(Microsoft release)
Microsoft, HP to work together to deliver unified communications to Enterprise customers (Joint HP/Microsoft release)
Microsoft and Siemens collaborate to usher in new era of unified communications
(Microsoft release)
Microsoft, Motorola form strategic alliance to extend unified communications to mobile devices
(Joint Motorola/Microsoft release)



Unified communications


Learn how core Microsoft technologies will bring integrated, intuitive, people-centric communications to our customers.


Read more



Microsoft unified communications solutions overview demo


See how Microsoft's solutions for unified communications integrate e-mail, messaging, voice, conferencing, and video.







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